Equity Release
Your home may be the key to unlocking tax-free cash that could be used for various activities and needs. Discuss your equity release potential with a professional to find out more.
Estate planning and Inheritance Tax
Protect your loved ones’ futures by planning today. We can refer you to qualified advisers who can support you in protecting your estate.
Applying for a mortgage
Do you need support to purchase or re-mortgage a property or find a mortgage solution that is suitable for you and your situation? Speak to a member of our team today.
Current Lenders
A Lifetime mortgage would not be suitable if:
- You do not own our own home
- One of the owners is below the age of 55
- Your home is not considered suitable collateral to the lender. For example, it may be located near an electricity pylon, in a high flood risk area or of a non-standard construction type.
- You are not prepared to have a debt secured against your home.
Some people may not be able to borrow a sufficient sum to meet their needs. It will depend on their age, the value of their home and the sum required.
If the interest on a lifetime mortgage is not serviced, it can build-up (compound) over time and significantly erode the equity in your estate. Make sure you understand the nature of compound interest when you speak with an equity release advisor and if unsure, ask them to explain it to you.
Equity release isn’t right for everyone.
There may be a range of more suitable options for you.
An expert advisor will help you understand what other options are out there that may be better for you.
